Missing council tax payments and building up arrears can be extremely stressful, you are not alone, we help people every day deal with council tax debt. Your not alone & you have rights
At UK Debt Support, we focus on IVAs. We’ll explain the pros and cons of all available debt solutions. If another option suits you better, we’ll refer you to a trusted partner for advice. All benefits and risks will be discussed during your initial assessment so you can make an informed decision. Fees apply for IVAs.
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money. Further Information – The Insolvency Service has produced a Guide for people struggling with debt in the United Kingdom.
Remember: Bailiffs cannot force entry on their first visit.
Once an IVA is in place, councils and bailiffs must stop chasing you.








These three simple steps are designed to help you stay calm, stop bailiff action, and protect your rights before things go any further.
We support people across the UK who are struggling to keep up with council payments and just need someone to step in and help. If your feeling overwhelmed, you’re in the right place
If any of this sounds familiar, we can help .
If any of this sounds familiar, we can help .
Debt is hard to face, but you don’t have to face it alone. We’re here to listen without judgement and help you take the first step forward.
Every situation is different, and so are the solutions. With years of experience, we’ll guide you toward the option that works best for you.
Becoming debt-free is a journey, and we’ll walk it with you. Our team supports you at every step so you can focus on moving forward.
"They really helped me get out of a massive hole of debt I was falling worse into I can't thank them enough for helping me I feel so much beta and can sleep now without worrying what's going to happen"
Sharon
“ I felt a lot of pressure had been taken off me once I had spoken to them. They kept me upto date every step of the way during my Iva set up and I was able to call anytime I needed advice.”
Holly
“Excellent service and the most understanding and polite staff. Very straight forward and easy to understand and clear problem solving. Private and confidential discussions with confidence. Thank you to all.”
Michelle
We know debt can feel overwhelming, and it’s natural to have questions before making a decision. Our FAQ covers the most common concerns about IVAs and other debt solutions so you can understand your options with confidence.
Council Tax Bailiffs Are No Different To Any Other Bailiffs, They Must Follow The Rules Set Out By CIVEA, Dont Worry We Can Take The Stress Away From You, Simply Contact Us Now
No, not on their first visit. They can only enter your home if you let them in. They may gain more powers later if you sign a controlled goods agreement, but they cannot break down your door at the start.
There’s no set amount. Even small council tax arrears can be passed to bailiffs once a Liability Order has been made in court.
This varies by council. In some cases, bailiffs can be instructed within weeks of missed payments if reminders are ignored.
No. Bailiffs can only take goods that belong to the person named on the debt. You may need to show proof of ownership for items belonging to someone else.
No. If a car is on hire purchase or PCP finance, it does not legally belong to you, so bailiffs cannot take it.
No. If a car is on hire purchase or PCP finance, it does not legally belong to you, so bailiffs cannot take it.
Ignoring bailiffs won’t make the debt go away. It can make things worse, as fees are added and the council may try other methods such as taking money from your wages or benefits.
Ignoring council tax arrears will not make it go away, no matter how long they are over, no matter how long you have had them we can help you? Dont fear the bailiffs let us deal with them for you.
If You need to Stop Bailiffs, We know this can be hard contact us today to see how we can help.
Yes. Bailiffs may offer a repayment plan, but it often comes with extra fees. It is usually better to set up an arrangement directly with your council or through a debt solution.
If you genuinely can’t afford to pay, you may qualify for solutions such as an IVA or other debt solutions, to know what is best contact us today
We have a page dedicated to this answer take a look and see what can bailiffs take – CLICK HERE
The quickest way is to get professional advice. A debt solution such as an IVA can legally stop bailiff action, while speaking directly with your council may prevent further visits
Bailiffs don’t have unlimited powers. It helps to know exactly what they can and can’t do.
They can’t take things like your clothes, bedding, cooker, or tools you need for work.
They can take non-essential items, luxury goods, and sometimes your car if you own it outright.
Yes, but only after due process, and only if it belongs to you and isn’t on finance. If it’s essential for your job, you may be able to stop them taking it.
If you don’t have goods of value, bailiffs may return the debt to your council. The council can then try other ways to collect, like taking money from wages or benefits.
Get confidential support to stop the stress and take back control of your finances.
Email us – Enquiries@ukdebtsupport.co.uk
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money
UK Debt Support is a trading style of SLWB LTD (Company No. 16451543).
Registered Office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.
Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930
Insolvency Practitioner Directory- Insolvency Practitioner Details (bis.gov.uk)
What you need to know about Individual Voluntary Arrangements
(Insolvency Service)
We provide solutions to individuals throughout the UK, We Will help recommend solutions available to your circumstances in which you can then make an informed decision about which solution you qualify for is best for you and your circumstances.