About UK Debt Support
Dealing with debt can feel overwhelming, , including bailiff enforcement. We take a calm, practical, and supportive approach, helping you understand your situation clearly and guiding you through the solutions available so you can choose the option that genuinely works best for you.
Whether you are facing bailiff threats, mounting unsecured debts, or simply feeling stuck, we are here to help you regain control.
At UK Debt Support, we focus on IVAs. We’ll explain the pros and cons of all available debt solutions. If another option suits you better, we’ll refer you to a trusted partner for advice. All benefits and risks will be discussed during your initial assessment so you can make an informed decision. Fees apply for IVAs.
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money. Further Information – The Insolvency Service has produced a Guide for people struggling with debt in the United Kingdom.
Who We Are
UK Debt Support is a trading style of SLWB LTD (Company No. 16451543).
Registered Office:
Second Floor A, Cheadle Place,
Cheadle, Cheshire,
England, SK8 2JX.
We support individuals across the UK with a wide range of debt concerns, including council tax arrears, personal debt, enforcement action, and more complex financial difficulties.
We are an IPA-registered company, and all insolvency-related advice is provided by a licensed Insolvency Practitioner.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association (IPA).
Office Holder Number: 11930.
All advice relating to formal insolvency solutions, including Individual Voluntary Arrangements (IVAs), is provided only after a full assessment and in reasonable contemplation of an insolvency appointment.
We do not offer generic or one-size-fits-all advice. Every situation is assessed carefully, and we only discuss solutions where the individual meets the relevant criteria.
Our Approach
We understand that most people contact us at a difficult point in their lives. That’s why our approach is supportive, honest, and practical, not rushed or judgmental.
When you speak to UK Debt Support, you can expect:
A free, no-obligation assessment
Clear explanations in plain English — no jargon
Time to understand your options before making decisions
Guidance through all suitable solutions, not just one
Ongoing support, not a quick hand-off
We take the time to assess your full situation, walk you through the available options, and explain why certain solutions may or may not be right for you.
Why People Choose UK Debt Support
People choose UK Debt Support because we:
Stay calm when things feel overwhelming
Explain options clearly and honestly
Treat people with dignity and respect
Focus on reducing stress as well as resolving debt
Remain supportive throughout the entire process
We understand that debt isn’t just a financial issue. It affects confidence, mental health, family life, and day-to-day wellbeing. Our focus is on helping you move forward with clarity and peace of mind.
How We Help
Our role is to help you understand what’s happening, what options are available, and what steps can realistically reduce pressure including bailiff action where relevant.
We help by:
Assessing your situation through a free initial call
Explaining your rights and any bailiff powers clearly
Identifying debt solutions suited to your circumstances
Contacting creditors where appropriate
Supporting you from the first conversation through to resolution
Our aim is simple: to reduce stress, restore control, and help you find a way forward that works for you.
Get Help From Our Debt Experts Today
By submitting your details you are agreeing to UK Debt Support contacting you by Phone, Text and Whatsapp, You also agree to the information located in our privacy policy
What Our Clients Say About Us
We Can Help You Manage Most Kinds of Unsecured Debt, Including:
Find Out When to Get Help With Debt
If your debts are starting to feel unmanageable, you’re not alone. Many people reach a point where repayments, calls, and letters become too much to handle. The good news is help is available, and you don’t have to face it on your own.
Getting the right support now can stop the stress, ease the pressure, and help you take back control of your finances.
Debts You Could Write Off
- Council Tax Arrears & Bailiff Action
- Credit Cards, Overdrafts & Personal Debt
- Store Card & Catalogue Debts
- Court Summons Or CCJs
- Utility Bills Arrears
- Payday Loans
If you’re struggling with any of these, you could lower your monthly payments and write off a significant portion of what you owe.
When Should You Get Help
- You've Received Letters & Calls
- Your Behind On Bills & Payments
- You've Had A CCJ Or Court Warning
- You Have Had Bailiff Letters Or Visits
- Worrying About What Happens Next
- You Simply Cant Afford To Keep Up With Repayments
If any of this sounds familiar, act now to protect yourself and your income
If You’re Struggling With Debt Act Now
The sooner you act, the more control you have. We can help stop creditor calls, freeze interest and charges, and set up an IVA to get your debts under control before things escalate.
Struggling With Debt - What Should You Do?
These three steps are designed to help you take control, lower your stress, and start your journey toward becoming debt-free.
DON'T Ignore the Debt
Get Help With Debt
Contact UK Debt Support
Why Choose UK Debt Support?
We Listen To You
Debt is hard to face, but you don’t have to face it alone. We’re here to listen without judgement and help you take the first step forward.
We Understand
Every situation is different, and so are the solutions. With years of experience, we’ll guide you toward the option that works best for you.
We Work Together
Becoming debt-free is a journey, and we’ll walk it with you. Our team supports you at every step so you can focus on moving forward.
What Our Clients Say About Us
"They really helped me get out of a massive hole of debt I was falling worse into I can't thank them enough for helping me I feel so much beta and can sleep now without worrying what's going to happen"
Sharon
“ I felt a lot of pressure had been taken off me once I had spoken to them. They kept me upto date every step of the way during my Iva set up and I was able to call anytime I needed advice.”
Holly
“Excellent service and the most understanding and polite staff. Very straight forward and easy to understand and clear problem solving. Private and confidential discussions with confidence. Thank you to all.”
Michelle
we’re here to Answer
all your questions
We know debt can feel overwhelming, and it’s natural to have questions before making a decision. Our FAQ covers the most common concerns about IVAs and other debt solutions so you can understand your options with confidence.
What help is available if I’m struggling with debt?
If you’re finding it difficult to manage your debts, there are several debt solutions that may help — including an Individual Voluntary Arrangement (IVA), Debt Management Plan (DMP), or other formal agreements. The right option depends on your circumstances, such as how much you owe and your income.
What is an IVA (Individual Voluntary Arrangement)?
An IVA is a legally binding agreement between you and your creditors. It allows you to make affordable monthly payments — typically for five to six years — after which any remaining unsecured debt may be written off.
Will I qualify for debt help?
To qualify for a debt solution such as an IVA, you’ll usually need:
Over £6,000 of unsecured debt
Two or more creditors
A regular income
However, other options may still be available if you don’t meet these criteria.
Can debt help stop creditor contact and bailiff action?
Yes. Once you enter into a formal debt solution like an IVA, your creditors are legally required to stop contacting you directly — and enforcement action (such as bailiff visits) will usually stop.
Is debt help confidential?
Yes. All conversations are completely confidential. Your employer, friends, or family won’t be informed unless you choose to tell them.
Is a IVA agovernment-backed scheme?
An IVA is a government legislation-backed debt solution under the Insolvency Act 1986. It must be arranged and supervised by a licensed Insolvency Practitioner.
Do I have to pay for debt advice?
No. Initial debt advice is free and without obligation. If you proceed with a formal solution like an IVA, fees are included within your affordable monthly payment — there are no upfront charges.
Can I apply if I’m self-employed or on benefits?
Yes, you can still get help. There are tailored solutions for people who are self-employed or receive income through benefits.
How do I get started?
You can complete our short, secure online form to find out if you qualify. A specialist will then contact you to go through your options and help you decide what’s best for your situation.
Ready to Take the First Step?
Get confidential support to stop the stress and take back control of your finances.
Email us – Enquiries@ukdebtsupport.co.uk
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money
UK Debt Support is a trading style of SLWB LTD (Company No. 16451543).
Registered Office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.
Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930
Insolvency Practitioner Directory- Insolvency Practitioner Details (bis.gov.uk)
What you need to know about Individual Voluntary Arrangements
(Insolvency Service)
We provide solutions to individuals throughout the UK, We Will help recommend solutions available to your circumstances in which you can then make an informed decision about which solution you qualify for is best for you and your circumstances.
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